Welcome to
the...
You're not a cookie-cutter.
why should your loan be?
what we do...
Powered by edge Home finance corporation, THe nation's Premier mortgage Broker, we work with over 100 of the nation's top lenders to find the best home loan for your individual Goals.
you're not a cookie-cutter.
you have options that you're not even aware of.
we seek to inform and educate you, and help you to make YOUR best decision.
Don't be confused. Be informed.
there are many loans for many scenarios. we filter and find the right one with the right lender...just for you.
Homeowners and homebuyers
Government Loans: FHA, VA and VA Streamline, USDA
Conventional: Fannie Mae/Freddie Mac
First Time Homebuyer: Home Possible, Home Ready, Down Payment Assistance, Low Down Payment/Gift Fund Programs
Purchase
Bridge Loan
Refinance
Jumbo
Cash-Out
Debt Consolidation
2nd Home/Vacation Home
continued...
Home Improvement
Construction
Renovation
Second Mortgage
Home Equity Line of Credit
All-in-One (Equity Builder) Loan
Doctor Loan
ITIN (No Social)
No Credit Score
Foreign National
Halal Lending
High Debt Ratio
Self-Employed
Bank Statement Income
1099 Income
Assets for Income Qualification
Real Estate Investors
Multi-unit Owner Occupied
Non-Owner Occupied
up to 8 units
No Limit on Properties
Mixed-use
Air BNB
Investor Cash-Flow
DSCR (Debt Service Coverage Ratio)
No Debt Ratio
No Previous Investment Property
Short-term lending
Fix and Flips
No Credit Bureau Reporting
business and commercial
Entity Lending
Commercial Properties
Hard Money
plus more...
Real Estate Partners
Credit Repair Partners
Insurance Partners
Financial Planning and Coaching
Business Consulting and Services
Strategic Tax Planning
Succession and Exit Planning
Business Coaching
Cybersecurity
Contact Us
michael holmstadt - loan officer
nmls #2283000
michael.holmstadt@edgehomefinance.com
phone/text: 952-201-3105
Edge home finance nmls #891464
5868 baker rd minnetonka, mn 55345
Licensed In: AL, AZ, CA, CO, DE, FL, GA, HI, ID, IL, IN, KS, KY, MA, ME, MI, MN,
MO, MS, NC, ND, NH, NM, OH, OK, OR, PA, UT, SC, SD, TN, TX, VA, WA, WI & WY
Arizona Mortgage Broker License #MB-1007405
Massachusetts’s license #MB891464
MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER
As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Edge Home Finance Corp is a licensed mortgage broker in the following states AL, AZ, CO, FL, GA, HI, IL, KS, KY, MA, ME, MO, MS, NC, ND, NH, OH, OK, OR, PA, SC, TN, VA, WA WI and WY. The following states require disclosure of licensing information. (If your state is not listed, it does not require a specific license disclosure):
CALIFORNIA - Licensed by the Department of Business Oversight under California Finance Lenders Law
COLORADO - Edge Home Finance Corp, 4530 W 77th St Suite 365 Edina, MN 55435, (763) 219-8484; to check the license status of your mortgage broker, visit Your paragraph text
TEXAS - CCONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV