Welcome to

the...

You're not a cookie-cutter.

why should your loan be?

what we do...

Powered by edge Home finance corporation, THe nation's Premier mortgage Broker, we work with over 100 of the nation's top lenders to find the best home loan for your individual Goals.


you're not a cookie-cutter.


you have options that you're not even aware of.


we seek to inform and educate you, and help you to make YOUR best decision.

Don't be confused. Be informed.

there are many loans for many scenarios. we filter and find the right one with the right lender...just for you.

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Homeowners and homebuyers

Government Loans: FHA, VA and VA Streamline, USDA

Conventional: Fannie Mae/Freddie Mac


First Time Homebuyer: Home Possible, Home Ready, Down Payment Assistance, Low Down Payment/Gift Fund Programs


Purchase

Bridge Loan

Refinance

Jumbo

Cash-Out

Debt Consolidation

2nd Home/Vacation Home








continued...

Home Improvement

Construction

Renovation

Second Mortgage

Home Equity Line of Credit

All-in-One (Equity Builder) Loan

Reverse Mortgage

Doctor Loan

ITIN (No Social)

No Credit Score

Foreign National

Halal Lending

High Debt Ratio

Self-Employed

Bank Statement Income

1099 Income

Assets for Income Qualification






Real Estate Investors

Multi-unit Owner Occupied

Non-Owner Occupied

up to 8 units

No Limit on Properties

Mixed-use

Air BNB

Investor Cash-Flow

DSCR (Debt Service Coverage Ratio)

No Debt Ratio

No Previous Investment Property

Short-term lending

Fix and Flips

No Credit Bureau Reporting



business and commercial

Entity Lending

Commercial Properties

Hard Money



plus more...

Real Estate Partners

Credit Repair Partners

Insurance Partners

Financial Planning and Coaching

Business Consulting and Services

Strategic Tax Planning

Succession and Exit Planning

Business Coaching

Cybersecurity



Contact Us

michael holmstadt - loan officer

nmls #2283000

michael.holmstadt@edgehomefinance.com

phone/text: 952-201-3105



Edge home finance nmls #891464

5868 baker rd minnetonka, mn 55345

Licensed In: AL, AZ, CA, CO, DE, FL, GA, HI, ID, IL, IN, KS, KY, MA, ME, MI, MN,

MO, MS, NC, ND, NH, NM, OH, OK, OR, PA, UT, SC, SD, TN, TX, VA, WA, WI & WY

Arizona Mortgage Broker License #MB-1007405

Massachusetts’s license #MB891464

MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER

As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Edge Home Finance Corp is a licensed mortgage broker in the following states AL, AZ, CO, FL, GA, HI, IL, KS, KY, MA, ME, MO, MS, NC, ND, NH, OH, OK, OR, PA, SC, TN, VA, WA WI and WY. The following states require disclosure of licensing information. (If your state is not listed, it does not require a specific license disclosure):

CALIFORNIA - Licensed by the Department of Business Oversight under California Finance Lenders Law

COLORADO - Edge Home Finance Corp, 4530 W 77th St Suite 365 Edina, MN 55435, (763) 219-8484; to check the license status of your mortgage broker, visit Your paragraph text

TEXAS - CCONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV